What I Learned In 4 Months Of Investing At 18 (newbies Like Myself Please Read)

I started investing in Augusts and have done 4 months trading. invested a lot of wages and trust fund money into stocks.

I chose my companies not by popularity but by research through YouTube to give me ideas and sales reports of companies in which I would decide whether to invest or not. Despite only £1900 I invested, to me it’s all my money I had.

I invested in about 6 different companies with a minimum £200 and maximum £1000. in my opinion if your not willing to invest that amount then I wouldn’t bother as you clearly don’t trust the company enough or have the funds just put it in a Index fund and only one index fund as well.

I want people to realise that if you believe in a company like their ceo, sales reports, the products they sell and how they communicate with customers then you should invest and that isn’t gambling. If you invest into a-load of tech companies then surprised past results to present don’t exceed your expectations then it’s your fault that’s gambling.

I wouldn’t invest in navida Amazon sofi technologies Tesla etc becuase I’d be betting they would each out perform each other as well I don’t understand what makes them so important other than everyone is investing and they’re using AI hype train. NO I prefer understanding a business and weather if I see them as undervalued or overvalued compared to the stock market.

I’m not a professional by a long shot but you don’t need to be to make money on stocks. I’m not genius infact I’m the opposite, but I do have one trait and that’s sticking to make guns even when I been back on square one on many occasions which really sucked for a newbie like me.

What I’ve learnt-

Profit to me is = trust+ patience+ set goals.

Always sell once you have reached the goal, never stay in and don’t chase glory.

If you can’t set goals and stick to them I guess don’t invest.

Invest half or more of your money in an Index fund it doesn’t matter if goes down for a year or up stick to it the economy always grows and recovers.

Don’t invest in AI unless your really educated on tech companies if you don’t know a lot or just starting don’t bother not one person I know made a profit from it and they lost it due to hype.

Put interest on cash on your investing account so any un invested money will go up a bit everyday theirs no con to this in my opinion and you can’t take it out whenever. It’s better to do than it just siting There. (4.05%) for uk users and it’s added each day.

Companies -

PayPal- no profit sold after 2 months when I broke even

B and m - 4% profit terrible investment lucky I was to get anything and sold at the right time

Insex fund all world accumulated- 7% Profit pulled out as I wanted to use money else where and it was to high in my opinion. (It went down after I pulled out)

VF corporation - best investment and had full confidence over 40% profit over 4 months of investing when I sold.

Watches of Switzerland- 34% could have made 50% if I stayed in up until now but I don’t regret it cause I reached my goal.

Greggs - still in and holding for success gonna sell in January

Future investing - going to invest all into a companys when it feels right maybe this week doing research still.

It’s not a lot of money to most people but I’m happy with my self.

Good look newbies !