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Tesla Trying To Demand Payment After Paying Off Chase Loan Without Permission/agreement. (ny)

- Posting for a friend, but genuinely curious on what people's thoughts are. -

Location: NY

Friend bought a Tesla 12/2024, put $6800 down. Remainder of the purchase price financed through Chase.

12/2025 Tesla reaches out and says the loan was never finalized and registered, so they paid off and closed the Chase loan account.

Tesla gave 3 options via email

1- pay the remaining balance

2- finance through one of the banks they provided

3-turn the car in

A few caveats- a lien was never placed on the vehicle so the title shows "friend" as the owner clean and clear.

All payments over the last year were up to date.

I talked to a knowledgeable folks in the car business that said basically Tesla fucked up, he has no obligation to pay a Tesla the balance as his agreement was with Chase and never consented to Tesla paying off his loan.

Also does anyone know if Tesla could legally disable his car if he doesn't comply? To me it sounds like Tesla (maybe Chase too) made a mess and are trying to pin it on friend.

Thanks!

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Tesla Trying To Demand Payment After Paying Off Chase Loan Without Permission/agreement. (ny)

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