Continue To Rent Making Over 200k?

I(40m) gross 211k/yr (s-corp profit), wife(44f) is at 24k/yr. Background is in driving truck, currently run a dispatch s corp which is why my income is what it is. This has been a relatively new change, I’m right at 2 years now.

The only liabilities are my truck at 900/mo 26k remaining, and rent at 2000/mo. It’s a write off for the business so there is no point to pay off the truck. The business also is able to absorb some of what are also costs of living due to being home based, such as part of the utilities/internet/etc.

Monthly cost of living is 6k/month. We do end up with various expenses such as a bed we needed and bought. I attribute that partially to lifestyle creep but more in the way of buying things we technically needed but would have waited and budgeted for in the past.

We currently have out of approximately 400k gross over 2 years:
50k liquid-20k in a hysa, 6k for this months bills, and 24k spread among the business accounts to cover upcoming quarterlies etc. and avoid charges for minimum balance requirements.

150k retirement-100k in a 401k and 50k in a Roth (only around 10k added over the past 2 years)

My job is secure until oil prices drop to $50/bbl or until I just can’t take the stress any longer.

My wife wants to get into a house. The median price is 450k in our area, but the market is absolutely stagnant. I cannot stomach what she’s wanting which is more on the line of 600-650k. The payment would be staggering (to me) at around 4500/mo as well as wiping out most or all liquid cash to cover down and closing. Quick math in my head puts it simply not worth it, saving 2500/month for 5 years and continuing to rent is 150k liquid, if I pay the house payment I’d have approximately 30-35k equity plus any appreciation in value. The house purchase route seems much higher risk to me, and I just need to know if I need to get over my mental block or if I’m just being logical.

We do have some physical assets, 10k in pm, a 2025 van we own outright (approx value of 40k), and a couple recreational vehicles worth around 20-25k with the trailer.

Do I just wait out the housing market if I’m not comfortable or debate a move to an even lower col area? I can do my job from anywhere I have phone service. Or do I just stay where I’m at and just keep stacking, and start putting more money into retirement/investing? I’m savvy enough with money to avoid blowing it all on nonsense, but not disciplined enough to live like I made 3k/month.