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Filing Itr? Why Home Loan Tax Benefits May Not Be As Valuable As Before

Are home loan tax benefits still worth it in 2026? As taxpayers file their Income Tax Returns (ITR), experts are questioning whether existing home loan deductions are keeping pace with rising property prices and larger loan sizes. Under the old tax regime, borrowers can claim deductions on interest and principal repayment, but the ₹2 lakh interest deduction cap has remained unchanged for over two decades. With more taxpayers shifting to the new tax regime and housing affordability under pressure, the debate over revising home loan tax benefits is gaining momentum. Here's what homebuyers, salaried taxpayers and investors need to know.
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Filing Itr? Why Home Loan Tax Benefits May Not Be As Valuable As Before

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