Uwm, Chase Roll Out Temporary Mortgage Pricing Incentives

United Wholesale Mortgage (UWM) on Wednesday announced a 75-basis-point pricing incentive for eligible conventional and government refinance loans, along with a $600 appraisal credit for eligible conventional and government purchase loans.

The company confirmed that the 75-bps incentive applies to new rate locks through March, while the $600 appraisal credit will be available through April. UWM said the incentives are a “win-win” for independent mortgage brokers and borrowers, and they’re designed to help brokers compete in both the refinance and purchase markets while offering savings to borrowers who want to lower their monthly payments or buy a home.

Wednesday’s announcement follows a separate pricing incentive introduced earlier this year to recognize the company’s 40th anniversary. That incentive ended on Feb. 27.

The offering closely follows UWM’s full-year and fourth-quarter 2025 earnings announcement, in which the company closed $163.4 billion in mortgages in 2025, up 17% from 2024.

Separately, Chase Home Lending recently announced a limited-time rate sale for new purchase and refinance loans, available to eligible borrowers nationwide through March 8.

During the promotional period, borrowers can access personalized interest rate discounts aimed at lowering monthly payments. The offer can be combined with other company programs, including relationship-based pricing discounts, for additional savings.

Customers in select locations may lock in a rate for up to 60 days, the company said. Chase has offered previous rate incentives. In August 2025, the company offered temporary discounts on purchase loans.