[ny] Can My Employer Enforce A $14,000 Relocation Repayment Agreement If My Employer-assisted Housing Situation Fell Apart And I Have To Move Back To Nj?

I relocated from New Jersey to the Hamptons in September 2026 for a new job. My original offer was $80,000 salary with a $6,000 relocation advance. However, I needed approximately $14,000 to cover breaking my existing lease and relocation expenses. The company ultimately structured the additional $8,000 as a reduction in my annual salary, bringing it down to $72,000. In effect, I accepted an $8,000 pay cut to make the relocation financially possible, while receiving the $14,000 advance. My agreement requires repayment if I voluntarily leave within the first year.
The company’s COO helped find me a cottage in Sag Harbor, where I moved in September. After only three weeks, I experienced a significant flooding problem in the crawlspace. There were approximately 5–6 inches of stagnant water, which remained there for six days. My landlord initially dismissed the problem and insisted it would drain on its own.
The cottage continued to smell musty, and on October 31, I discovered mold covering my toothbrush, bathtub, and bathroom window. I notified my landlord and my employer that I needed to leave the property. I subsequently signed an exit lease and have to vacate by November 15.
This entire experience has taken a significant toll on my mental health and overall well-being. I’ve been desperately trying to secure replacement housing in the Hamptons, but haven’t confirmed a place. My employer initially represented that it would support me with relocation needs, including moving expenses, but is now unwilling to help cover the costs of moving again.
At this point, I’m considering returning to New Jersey because I cannot guarantee that I’ll have somewhere to live in five days, and I’m emotionally and financially exhausted.
My question is: If I have to resign and return to New Jersey because of these circumstances, can my employer legally enforce the full $14,000 relocation repayment? Are there potential defenses based on the employer’s involvement in arranging my original housing, the documented flooding and mold, the financial consequences of relocating again, and the employer’s unwillingness to provide the relocation support initially discussed?
I’m particularly interested in New York employment law, relevant court cases, and experiences from anyone who has successfully challenged or negotiated a relocation repayment agreement.
Location: NY