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"williams & Associates" Threatening To Sue Over 12 Yr Old Debt

Location: Florida

The above mentioned "law firm" has called family members trying to find me. I took the info from my relative and called. Adam answered my call. Threatening to sue over a 12 yr. old debt. They alleged that I took a ~$1950 internet loan.

From the research that I have done, the statute of limitations in Florida is 5 years, save for certain actions. Clearly, this is well past those limitations.

I did not admit to or acknowledge this debt. I did, however, ask for all of the information that he had. I was given the amount (original ($1257) and w/interest($2958)), the creditor, the name of and the last 4 of the bank account and routing numbers of said transaction.

I was told that I needed to give them a decision on repayment by end of day. I refused and demanded more time to research, as I truly do not recall ever making this transaction.

I now "have until noon today" to give them a choice of repayment or risk being served with a lawsuit.

My queries are the following: a) can they truly sue me for this amount of debt, given the statute definition here in Florida, and b) what is the legal definition "acknowledgement," and does it apply in this situation.

I wholeheartedly appreciate all responses given. I know that it's short notice, but Reddit is amazing, and frankly, my gut is never wrong.

By the way, my gut says they are just throwing lines to see who'll bite.

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"williams & Associates" Threatening To Sue Over 12 Yr Old Debt

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