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Advice Needed Please! I Was Served Papers From A Collection Agency From Money Owed From My Cancer Treatments.

Location: Seattle area.
Hi, I live north of Seattle Washington in Snohomish County. I was diagnosed with cancer in 2024, started treatment in 2025 and recently finished active treatment. It’s been a whirlwind to say the least! I’m happy to be alive and seeing a light at the end of the tunnel. I applied for financial assistance and was denied. I was shocked when I was served papers from a collection agency, specifically an attorney that works with the collection agency.

- I was given 20 days to respond, they filed papers through the court already on their end and I have a case number.
- they are saying I owe about $5k which includes 9% interest and the lawyer fees and filing fees.
- i obviously don’t want to go to court and want to figure things out but I’m freaking out.
- what options do I have at this time? Ideally not going to court and negotiating a payment plan or what I owe as a whole would be ideal.
I called the collection agency asking for an itemized list of the debts they are saying I owe so I can verify on my end. I will be responding within 20 days as I don’t want the Judgement to happen automatically.

I’m feeling very defeated and wish suing for life saving treatments weren’t allowed. :(

Your advice is welcome and appreciated! Thank you so much.

submitted by /u/Possible-Problem666
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Advice Needed Please! I Was Served Papers From A Collection Agency From Money Owed From My Cancer Treatments.

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