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Hoa That Has Never Gotten In Touch With Me Is Placing Lien On My Property.

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Location: GA

I bought a house about 8 years ago. At the time there was a flag there was an HOA that no one knew about, and I reached out to the email address I was given but no one ever responded. Never heard from them again.

Fast forward to now. I put the house in an LLC and a debt collection company sent a notice to the address where my LLC is registered saying they are about to put a lien on the property unless I pay some $$ amount in full. Half of that is fees and interest charges.

Is this real? Can they do this without ever having contacted me about the prior charges?? It seems like the transfer of the property into the LLC triggered all of this… can I settle??

ETA: I am ok with paying the past dues if they are legitimate. The number seems inflated however and then there are also thousands of dollars of collection, attorney and “other” fees that seem unreasonable because collections never contacted me before now or put it on my credit report.

ETA2: after some digging, I did find a FHA PUD letter (covenants?) that really just outlines the relationship between the lender and the HOA payments.

I also found an HOA disclosure letter that shows the $100/yr annual due and says to pay via PayPal to a certain email address. It also has none of the boxes checked on any of the amenities or responsibilities of the HOA.

I acknowledge, that’s on me and I have $800 of past dues. The letter is demanding far, far more than that though.

submitted by /u/pbandjfordayzzz
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