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I’m Being Sued And I Know Nothing

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Location: Indiana

Hello I (21 F) am being sued.

I opened a credit account with ‘Upper Case letter one’ (idk if i get in trouble for saying the name) when I was 18. I can come up with a million reasons as to why we are where we are today “ i grew up poor” “i was never taught financial literacy” blah blah blah. truth is it came from willful ignorance and i did it to myself I was 18. Well now im being sued and i dont know what to do. I dont even know where to start. I dont want to ignore it but i dont even know if it’s worth filling for an attorney?? Im ok to settle but i dont know where to start with that. I dont see a point in fighting it as i know im in the wrong like would an attorney even take a case like that. can they garnish my wages? im scared to do anything because I do not want to end up having to owe more money then what I do. any help is appreciated I just feel like a giant idiot and i’m so embarrassed.

submitted by /u/Calm_ghoul
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