I Signed For A Car For My Mom, It Got Repo-ed But She Took The Plates Off And Put Them On Another Car, Which Was In An Accident And Left At The Scene. I Got A Card Saying To Go To The Hit Skip Office Because My Car Was In A Wreck. How Much Trouble Could I Be In?

Location: Ohio, USA.

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Alright, I know this is complicated. My mom couldn't get a car loan, so I got one in my name that she drove and was supposed to be paying. It was a black jeep Cherokee. She couldn't pay and it got repossessed. My step mom meanwhile bought a black grand Cherokee. Step mom has no license and owes fines and couldn't get plates for her jeep. Before mom's jeep was repossessed, they took the plate off that one and put it on step mom's jeep. (These plates were in my name.) I did NOT know this.

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A few days ago, step mom's dog was really sick and they drove in a bad storm to get her to the emergency vet. They crashed into the meridian. Step mom, with no license, was driving. (They will likely say mom was driving.) No other car was involved. 911 was called, both mom and step mom waited in the ambulance until my brother came. They were checked out and no police came. They all went to the emergency vet, where the dog passed (not due to the accident). The jeep was left there, as it was not drivable.

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I received a small card in the mail with a time and date saying that a car with a license in my name was in an accident and to report to the "hit skip" office. The license plate was the plate number from mom's jeep, which i have proof was sold at auction. When I called them, they told me what they had done with the license plate. They say they will tell the truth about what happened, but you can probably see why I'm skeptical. Since both were black jewp Cherokees, they probably didn't check the vin to see if it matched.

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They say they will call the number today, I'm hoping to conference call with them. The time and date listed (tomorrow) is during work for me and mom, so we're unable to go at that time.

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How much trouble could I be in for this? I had no knowledge it was happening and if they check the vins, it should be clear that this wasn't my car. I'm sure there was no insurance on either car, also. Is there anything I should be doing it could do to prove that this isn't my car? Should I call them on my own and give them the paper saying the jeep was sold at auction? Would that makethings worse for my mom?

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20 so years ago, I was convicted several times of driving under suspended license and had tons of fines, a stay in a holding cell for a weekend, and house arrest (i just kept doing it). My license has been active and current for at least ten years now, though. I don't know if that matters, but it's part of the reason I'm freaking out so bad.

Edit- yall. I know it was bad idea to sign for the car. I know my credit is shot. I'm probably going to be paying what's owed on it, too cuz I'm sure she's not going to.