Vehicle Partition
Hey guys! I’m hoping to get some legal advice regarding a case that has recently surfaced.
Got in on a vehicle purchase with a girlfriend (first mistake) who was the co-signer on the title. She has since re-married and now wants off the title. I recently received a letter in the mail from her attorney saying that if I do not re-finance or trade-in the vehicle for a different one than she will send me to court and have the vehicle partitioned. So that brings me to my first question, “Does a co-borrower on the title have the rights to partition a vehicle from the other co-borrower?” Bear in mind, the girlfriend has made no financial payments on the vehicle, maintenance or otherwise.
The dilemma I’m facing is I am unable to re-finance due to my low credit score, and am left facing the possibility of trading in the vehicle or selling once my equity on the vehicle is in the positive. So unless I find a different co-signer to refinance, I will be left with those options.
Is there any legal defense I can take if the ex-girlfriend comes after me forcing litigation?!
Appreciate everyone’s input on the matter!
Location: Springfield, MO
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