Stay Protected: Insightful Insurance Guidance

Insurance

OID and state lawmakers develop plans to address homeowner insurance costs

OKLAHOMA CITY — A comprehensive package of legislative policy proposals designed to provide Oklahomans with stronger consumer protections, enhanced transparency, and relief from rising homeowners i...

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Danette Beck of Astrus Insurance Solutions Selected as 2026 Hot 100 Award Winner by Insurance Business America

Honorees represent the top insurance industry leaders across all specialties and markets PASADENA, Calif.--(BUSINESS WIRE)-- Insurance Business America has named Danette Beck from Astrus Ins...

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My prescription costs what?! Pharmacists offer tips that could reduce your out-of-pocket drug costs

Out-of-pocket costs to fill prescriptions can vary widely. Malte Mueller/fStop via Getty ImagesEven when Americans have health insurance, they can have a hard time affording the drugs they’ve been...

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REPS. SALAZAR, CASTOR REINTRODUCE BIPARTISAN LEGISLATION TO LOWER FLOOD INSURANCE COSTS

The following information was released by the office of Florida Rep. Maria Salazar: Last week, U.S. Reps. MariaElviraSalazar (FL-27) and Kathy Castor (FL-14) reintroduced the Continuous Coverage...

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GROUPS CALL ON FLORIDA INSURANCE COMMISSIONER TO REFORM CITIZENS INSURANCE ARBITRATION PROCESS

The following information was released by Public Citizen: After revelations of deep flaws with Florida Citizens' Insurance's use of forced arbitration to resolve conflicts between Florida's insu...

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74% of small businesses underinsured as cyber claims hit $264K

SAN FRANCISCO, Calif. — December 16, 2025 — The median small business holds $12,100 in cash reserves while the average cyber insurance claim now costs $264,000, creating what MoneyGeek calls the "...

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Live near a stream on Oahu? See changes to flood insurance maps

Owners of thousands of properties along Oahu streams may be required to purchase flood insurance due to changes in the flood maps that show evolving risks. The city and state are assisting the Fed...

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What to know about insurance if your house flooded

A flooded home is overwhelming enough. Navigating flood insurance can make the situation even harder. Here are seven things you want to know if your home flooded. 1. Flood insurance is a separate...

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REPS. CASTOR, SALAZAR REINTRODUCE BIPARTISAN LEGISLATION TO LOWER FLOOD INSURANCE COSTS

The following information was released by the office of Florida Rep. Kathy Castor: Higher Costs of Flood Damage Due to Extreme Events like Hurricanes Helene and Milton Demand Solutions Washin...

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Which safety features actually lower your car insurance rate?

Which safety features actually lower your car insurance rate? For years, the promise has been clear: A safer car equals lower car insurance premiums. While this general rule holds true, the auto i...

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With Social Security Cuts Looming, Here’s How to Supplement Those Benefits With Guaranteed Income

Quick Read Social Security may cut retirement benefits by 21% starting in 2033 unless lawmakers come up with...

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LETLOW, COLLEAGUES INTRODUCE AUTOMATIC FLOOD INSURANCE EXTENSION

The following information was released by the office of Louisiana Rep. Julia Letlow: Today Congresswoman Julia Letlow joined Reps. Troy A. Carter, Sr., Cleo Fields, Clay Higgins, Mike Ezell, and...

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IOWA TITLE GUARANTY LAUNCHES ONE OF THE NATION'S FIRST TITLE THEFT COVERAGES FOR HOMEOWNERS

The following information was released by the Iowa Economic Development Authority (IEDA): Iowa Title Guaranty (ITG) today announced the launch of one of the nation's first title theft coverage p...

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SMITH, MCKEON LEGISLATION TO ASSESS IMPACTS OF CLIMATE CHANGE ON PROPERTY INSURANCE ADVANCES

The following information was released by the New Jersey State Senate, Democrats: Aiming to better understand the current and predicted impacts of climate change on property insurance, the Senat...

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STRONG WORKING RELATIONSHIPS WITH PATIENTS PROTECT HEALTHCARE PRACTITIONERS

The following information was released by the Ohio State Medical Association (OSMA): Provided by The Doctors CompanyOSMA's exclusive partner for medical liability insurance. Daniel Kent Cassava...

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Best’s Special Report: U.S. Property/Casualty Industry Sees Significantly Improved Underwriting Gain in First Nine Months of 2025

OLDWICK, N.J.--(BUSINESS WIRE)-- The U.S. property/casualty (P/C) industry recorded a $35 billion net underwriting gain in the first nine months of 2025, a significant improvement from the nearly...

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Exploring 35 of the Least Healthy Counties in America

Quick Read US life expectancy fell 2.5 years from 2019 to 2021 due to COVID-19 and deaths of despair...

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‘Credit score penalty’ doubling the cost of insurance for some, CFA reports

In all but three states it's often more expensive for homeowners to have poor credit than to live in an area with a high risk of natural disasters. That’s due to insurers adding a “credit score pe...

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Alexander County issues Request for Proposals for insurance broker

Alexander County, North Carolina ("County") is issuing a Request for Proposals (RFP) for insurance brokers/agents regarding the county's property and liability insurance and workers' compensation i...

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REPS. CARTER, EZELL, FIELDS, LETLOW, FLETCHER, AND HIGGINS INTRODUCE THE NATIONAL FLOOD INSURANCE PROGRAM AUTOMATIC EXTENSION ACT OF 2025

The following information was released by the office of Louisiana Rep. Troy A. Carter, Sr.: NFIP Lapses Aren't a Partisan Problem they're a People Problem Today, Congressman Troy A. Carter, S...

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CONGRESSWOMAN LIZZIE FLETCHER, CONGRESSMAN TROY CARTER, AND COLLEAGUES INTRODUCE BIPARTISAN LEGISLATION TO PREVENT FLOOD INSURANCE FROM LAPSING DURING GOVERNMENT SHUTDOWNS

The following information was released by the office of Texas Rep. Lizzie Fletcher: Today, Congresswoman Lizzie Fletcher (TX-07), Congressman Troy Carter (LA-02), Congressman Clay Higgins (LA-03...

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