Bank Account Got Subpoena From Debt Collection
Location: NY
To start off I’m a 20 year old male in New York state, today I checked my savings/ checking acc on my local FCU’s mobile app. I see my available balance is $6,200 dollars different from my pending bal. No transaction history so I give them a call. I get informed theres a subpoena on my account by debt collection office lawyers. Only debt I have is my auto loan through said FCU. They give me the number to the debt collections office I call, they say they can’t locate me in their system and maybe it’s another persons debt. I think of my mother to check and see and sure enough its on her profile in their system. They say they can no longer communicate with me on such and to have her contact them. Long story short they say if I present them proof that it was my funds they took they will return them. I was going to type an email including my last 2 years of bank statements and pay stubs. Then i thought to question if any of that is legal so now I find myself here. Please let me know how to proceed.
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