Dealership Falsified Information On My Credit And Loan Application.

Location: Texas

Looking into what I can do about this, and what actions if any should be made. I do have the vehicle

The bank called at for a 5 minute phone call.

The bank called to verify information.

The said the loan application sent showed my wife is disabled and makes $3300 a month.

I instated that she is a healthy 21 year old that is in school and makes no income at all. And it was mentioned to the dealership several times and is on camera if the camera is recording in one of the dealership office’s in the corner.

Next they sent the credit application under an old address (an address that is my permanent home if record for the Army and on my drivers license). I told them what my current address is and that I told them several times what my current address is. They also mentioned that the credit app and loan app were different in information

Third, they falsified my income and said it was 5900 after taxes on the loan application. I told the bank that it is 6100 before taxes (gross) and that I told the dealership multiple times what my gross income was a month and the dealership only asked for gross.

Lastly, I asked a few times now (2-3) for a receipt for my down payment. I have yet to receive it. The flash drive they gave me is missing several documents that I filled out including the receipt for the down payment I made.

Called the bank back to see if I can get original loan application, they informed me that I can not but legal representation can, and that the dealership should’ve provided me the loan documents along with the application.

Yes I do have the vehicle, I’m just not happy on the information they twisted to put on the applications