Ex Kept Using My Debit/credit Card After Breakup. Everyone Says To Not Press Charges.

Location: North Carolina (sorry if the flair is wrong)

I have reported the fraud to both banks already. I was trying to close out an account and I realized it was overdrawn.. it was overdrawn because my ex had used it for Uber.

She doesn't have a car, I drove her everywhere. Too work, to the gas station for beer, home from work, everything. Yeah, I'm mad at myself too.

So when I saw the post for Uber, I confronted her. She said "oh gosh, you're right, so sorry!" So. I shut off that card.

Welp, then I get a notification from my credit card that I was maxed out. Whaaat? I only use that card for my health stuff.

Sure enough, Ubers to work, ubers home, EVEN TIPS. So, when I called both banks, they were like, "what about the other charges?" Yeah, there's more.

All in all, it's about $293. Not a huge amount, but a large amount. We have no contact, so when I messaged her to ask her, it was the first time we've spoken in a while. She paid me $140... that's before I discovered all of the other transactions. (I haven't asked for the rest yet because I am considering charges)

So many people I know are telling me to not press charges, just get the money back and close all accounts. Maybe get a no contact order? (all accounts are closed, all passwords changed, logged out everywhere possible)

But, she cannot just take and take and take from me and just get away with it. She thinks I'm too nice to do anything, mainly because I was a fucking doormat.

Is it worth it to press charges? Can I get a No Contact Order for this? Everything I see says "stalking or nonconsensual sexual contact" which... this is just theft.

I can't afford to go to court over and over. I hear that can be expensive. I just feel defeated and I don't know where to start.

TL;DR my ex has been using my cards for months because I am an idiot. I don't know if pursuing charges is worth it because I can't afford a long legal process.