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Got Into An Accident And Insurance Claims Is Unavailable

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Location: California. I F30 unfortunately got into an accident where I collided with a car while making a right turn. I made the turn too sharply and struck an incoming car on the opposite lane. I was under the influence and I ended up getting arrested and was detained for a couple hours. Their insurance reached out and I made my statement. I have tried reaching out to my insurance but don’t have much luck with getting a hold of them. I had insurance but not collision insurance at the time and I switched over a day after. I hired a lawyer on behalf of the dui but now I’m wondering if I need to hire a lawyer regarding my insurance claim. My car is totaled and I owe about $22,000 on my car since it’s financed and I’m not sure how to move forward. I am still making payments without the car since I don’t want my credit to be affected. I need a car to get to work and it’s been a little over a month and I’m growing worried. My insurance is Bridger insurance and I know they’re not the best. I’m worried about how my insurance plan at the time will affect the claim towards me and how it will affect my car and me in the future. I messed up I know and I don’t have the funds to pay another lawyer so I’m freaking out rn trying to figure out what my next step should be.

submitted by /u/ThrowRA3906
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