Is My Friend Responsible To Pay?
Location: Illinois
Okay reddit, here's the situation: a friend of mine had a verbal agreement with her father that she would make the payments on his car and she would keep it until it was paid. At that point, he'd gift it to her. Until then, however, the car (and financing) remained in his name. Well, a few weeks ago she was involved in an at-fault accident, and when she called her dad for the insurance information, found out that he has no coverage on the car. The car is financed, and to her understanding was REQUIRED to have full coverage. Now the other driver's insurance company wants her to pay the $5000 in damages to their insured's vehicle. I think there was or is court involved as well as penalties and fines on her drivers license as well. To add to all of this, her dad has brought up adding her to the lien on the vehicle now. Because she's not currently on the title or loan, is she responsible to pay the damages? Or should the insurance companies be going after her father? If so, what are her options?
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