Mortgage Company Screwed Up And Is Blaming Me
Location: Nebraska
I sold my house in NE and moved to another state. I sold the home in August 2024. You have to go thru a title company so they cut me a check and mailed the remaining mortgage balance to the mortgage company. I have nothing to do with paying off the mortgage, the title company does this. In September I got a bill to pay the mortgage monthly payment. I called them and they told me not to worry, they’re sometimes behind. Then another bill showed up in October. Turns out they lost the check. The title company had tracking on it. It made it to their Office. They refused to admit fault. The title company contacted them repeatedly and every case number they would give would magically disappear. After dealing with this thru December they finally agreed to a wire transfer. They then hit my credit score with a 90 days past due. They wrecked my perfect credit. I did a dispute with transunion and they changed it from 90 days late to 30 days delinquent which’s still messing up my credit score. What do I do to get this off my credit? Is it time to lawyer and lawsuit?
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