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My Neighbor’s Contractor Demolished My Garage By Mistake

Location: Ohio

I came home and found most of my detached garage demolished and being loaded into a dumpster.

My neighbor is having his old garage torn down and rebuilt. Both garages are accessible from the same alley and apparently the contractor went onto the wrong property and started on mine. By the time anyone realized, the roof was gone, one wall was down and a bunch of stuff that was inside had already been mixed into the debris.

The foreman admitted to me and my neighbor that they screwed up. Now their insurance company is involved, but the adjuster is saying my garage was old and they may only owe me whatever its depreciated value was, not the cost of actually rebuilding it.

They’re also asking me for receipts for tools, a bike and some other things that disappeared with the debris. Some of that stuff I've owned for years and obviously don't have receipts anymore.

I paid for temporary fencing and a storage unit for everything that survived, but I really don't want to keep paying out of pocket while their insurance drags this out.

The city also confirmed there was never a demolition permit issued for my property.

Do I deal with their insurance directly or is this at the point where I should get an attorney? Can I actually demand that the contractor rebuild what they destroyed instead of just paying me the value of an old garage?

submitted by /u/Brief-Gur-1071
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My Neighbor’s Contractor Demolished My Garage By Mistake

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