Partner Found Out She Is The Primary Borrower On Her Parents Mortgage
Location: Michigan
Hi, my girlfriend and I recently decided to start searching for a house. She revealed to me that she had unfortunately co-signed with her parents on their current home several years ago to help them out. While that did make things difficult we were working with someone who felt we still had some options. Upon looking further into the mortgage, we learned that my girlfriend is actually the primary borrower on the house and her parents were co-signers, something she was not informed of. We are aware that the only way off of the loan would be to have her parents refinance without her or sell the house and pay off the loan. She has had a very difficult relationship with them and this reveal has all but ensured that she will be cutting ties with them as soon as she can. They have lied and betrayed her so many times, we can not trust them to sell and they clearly don't have the money to refinance without her. Per a county records search I was able to confirm that both her and her father are on deed for the house. So my questions are, as the primary borrower and first listed person on the deed of the house does she have the legal means to sell the house herself, what might be required for that process / to make that possible and are there any other options?
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