Predatory Company Threatening With Lien. What To Do?

I'm in:

Location: Florida

I had a water leak from another apartment a few months back. They were doing work in their apartment and broke a water line.

They had insurance, which covered me since I was one of the parties affected, though my damage was not very extensive.

The called a company for emergency services to dry everything.

The boss told me I would get documents in my e-mail to sign and to just keep signing what comes.

Now I know you should never sign documents like this, but it was an emergency so I was panicked and just signed everything.

Later I learned that it was a predatory contract. They would basically get all the insurance money sent to them and I would be forced to use them to fix the damage once the insurance settlement was paid.

A clause in the contract even said if the insurance did not cover everything, I would be responsible to cover the difference.

Now obviously, such a contract would not stand in court, so I fired the guy, I told them they can't touch my property anymore, and I told them to negotiate with the insurance to get paid for the work they did. I informed the insurance adjuster of all this.

Now I got a "Notice to Owner" letter threatening a lien. A friend who knows a lawyer who deals with this says they are bluffing, but I'm not sure.

I don't want to have a big lawyer expense. Should I wait to see if they actually follow through with a lien, or should I contact a lawyer? I read it is possible for me to wait out 90 days, whereupon a lien would not be allowed. So would need to wait and see for a few more weeks.

Any thoughts?