Ca State - Need Clarity On Limited‑scope Attorney Requirement For Policy Limits Disclosure In Pi Claim
Location: California, and i have an open third‑party personal injury claim with the at‑fault driver’s insurer (AAA). It was a bicycle vs. vehicle crash; the police report assigns full fault to the driver and they received two California Vehicle Code citations. The bodily injury claim is already open with AAA.
From what I’ve read, recent California law (including AB 1234 and related changes) now requires insurers to disclose liability policy limits within a set time only when the request comes from the injury victim’s attorney, not when the claimant is unrepresented. My goal is to obtain:
- a written coverage determination, and
- a written liability policy‑limits disclosure
via a California‑licensed attorney, in as limited a way as possible (basically: “send the letter, trigger the statutory duty to respond, then we’re done”).
My questions:
- Under current California law, is there any way for an unrepresented injury claimant to compel or strongly encourage pre‑litigation disclosure of the at‑fault driver’s liability policy limits, or is the new 20‑day disclosure obligation truly limited to written requests from an attorney?
- Is it legally permissible in California to hire an attorney on a very limited scope engagement (for example, “you represent me only for purposes of requesting coverage information and policy‑limits disclosure from AAA, and nothing else”), and then terminate that representation once the insurer responds?
TIA, as ive been navigating these legal legalese for months now, very slow progress and AAA is absolutely not helpful. just trying to understand the legal framework and whether a short, clearly limited attorney engagement solely for coverage/policy‑limits disclosure is realistic and clean under current rules.
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