Sold Used Car Yesterday, They Totaled It Today
Location: California
I sold a car yesterday at 7am. At 5am today they messaged me with some pics that they totaled it. I kept it brief purposely, but no injuries and possibly a single car accident.
I‘m reasonably confident this isn’t a scam. Valid license and insurance, paid inspection at a mechanic, his work story checked out on Google, cash payment with real bills, transactions were all recorded on house cameras, signed bill of sale, he was interested in putting a lower sale price on the official forms to avoid taxes, and the crash pictures have no identifiable AI characteristics plus have some features that I think AI wouldn’t get right like very specific existing damage to the car. But I’m open to hearing it’s a scam I don’t understand.
I filed the electronic release of liability today after accident and the car is still on my insurance.
I do not know if he registered it in his name or insured it specifically. He did state while buying the car that his insurance company told him he had 30 days of coverage in California.
Should I inform my insurance?
Anything else I should or shouldn‘t do?
When or what is the triggering event for me to be safe taking the car off my insurance?
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